Pleased to meet you, we are your Poupança no Minuto.
Because saving should be simple.
We are a credit intermediary and insurance broker created to save what matters most: Your time, your money and your peace of mind. With agile and personalised solutions, our mission is to offer clear, fast and tailored financial solutions.
Simplify your finances.
We simplify the complex: from acronyms to rate analyses, so you can focus on what really matters. We understand your moment in life and value your time, because we know every minute counts.
Save with confidence.
Registered with the Bank of Portugal, we ensure operations comply with regulatory standards. We rigorously comply with all legal standards and protect your personal and financial data, so you can make decisions with total confidence.
What our clients say
rui ribeiro
29 January 2026
R&R Party
30 June 2026
Tony Santos
29 June 2026
henrique gonçalves
25 June 2026
Elected product of the year 2025!
Fomos eleitos Produto do Ano 2025 - um reconhecimento que nos motiva a fazer a diferença e confirma que estamos no caminho certo: Ao seu lado.
Savings
Early retirement: who can apply
Leaving the workforce before the legal age defined by Social Security is not a guaranteed right for all worker...
Savings
Family plans without spending much money.
Free time and creating memories with children don't have to ruin your finances. Discover strategies for organi...
Mortgage Credit
How to read a PIE (European Standardized Information Sheet)
When looking for a loan and banks make tempting offers, only one document reveals the total financial truth. D...
Mortgage Credit
"Poupança no Minuto Housing Credit Guide: Everything You Need to Know"
Buying a house is one of the most important decisions in your financial life. Two bank proposals with the same...
Savings
Who is entitled to family allowance?
Family allowance is the fundamental social benefit provided by the State to help families with the support and...
Savings
Extreme heat and fires: Is your home really protected this summer? Save with Poupança no Minuto.
This summer in Portugal is breaking records with temperatures above 40 degrees and a maximum risk of rural fir...
Savings
Will you have a summer job? Find out if you have to pay income tax.
Is the first summer job a rite of passage for many students who want to gain financial independence. But do Po...
Institutional
"Travel insurance: when is it worth hiring?"
No one likes to think about accidents when planning their dream vacation, but unexpected events happen. Before...
Savings
How to reduce the electricity bill in the summer with Poupança no Minuto
With rising temperatures, the electricity bill also increases. However, it is possible to cool the house witho...
Savings
How to Save on Eating Out. Poupança no Minuto.
Eating at a restaurant or at the canteen during a work break doesn't have to mean the end of your budget. Ther...
Insurance
5 common mistakes when hiring life insurance for a home loan
Choosing life insurance for a home loan is not just a formality. An error in contracting can mean paying absur...
Savings
Digital Euro: what is it?
The European Central Bank is preparing the creation of the Digital Euro in response to the evolution of global...
Savings
"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026"
Do you like to try fine dining restaurants but the bill at the end of the meal ruins the family budget? Discov...
Insurance
Guia Seguro de Vida Habitação: O que os bancos não explicam
O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as cobertu...
Savings
Immigrants guide: I accepted a job in Portugal, now what?
Arriving in Portugal with a job offer in hand is an excellent starting point, but the initial bureaucracy can...
Talk to an agent now
Want to know more? Talk to one of our agents to clarify any doubts and discover the perfect solution for you.
Call to national landline | Monday to Friday, 9am to 7pm.