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+351 211 453 334
Monday to Friday, from 9am to 7pm.
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Call an agent
Monday to Friday, from 9am to 7pm.
Reference rates for Mortgage Credit Reference rates for Mortgage Credit EURIBOR 3M 2.339% EURIBOR 6M 2.596% EURIBOR 12M 2.798% Euribor
Reference rates for Mortgage Credit Reference rates for Mortgage Credit EURIBOR 3M 2.339% EURIBOR 6M 2.596% EURIBOR 12M 2.798% Euribor
Reference rates for Mortgage Credit Reference rates for Mortgage Credit EURIBOR 3M 2.339% EURIBOR 6M 2.596% EURIBOR 12M 2.798% Euribor
Reference rates for Mortgage Credit Reference rates for Mortgage Credit EURIBOR 3M 2.339% EURIBOR 6M 2.596% EURIBOR 12M 2.798% Euribor
Reference rates for Mortgage Credit Reference rates for Mortgage Credit EURIBOR 3M 2.339% EURIBOR 6M 2.596% EURIBOR 12M 2.798% Euribor
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let's get straight to the point

We help people save
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Clear, fast, and personalised credit and insurance solutions.

Partnerships
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Reviews

What our clients say

Google Reviews
5.0
Star Star Star Star Star
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rui ribeiro

29 January 2026

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Star Star Star Star Star
For personal and financial reasons, I turned to Poupança ao Minuto. My experience was one of complete help at every stage with immense dedication. The humanism shown to me was as if I were family. Whenever something was needed, I was guided precisely in obtaining the documentation. The professionalism of Dr. Joana Cândido is worthy of praise. I recommend Poupança ao Minuto to anyone looking for quick results. With all the affection in my heart, my sincere thanks to Dr. Joana Cândido for every step she took in my process. Rui Ribeiro
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R&R Party

30 June 2026

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Star Star Star Star Star
We'd like to express our deepest gratitude to the outstanding professional Cátia Baleizão. We highly recommend her! The process was always handled with the utmost professionalism, seeking the best possible conditions for the client! We even had the pleasure of meeting Cátia on the day of the signing. If we need this type of service again, we will certainly speak with Cátia again. Thank you very much and best wishes both personally and professionally ✨
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Tony Santos

29 June 2026

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Star Star Star Star Star
I am writing to express my sincere praise for Ms. Joana Cândido's prompt response to my request; everything was ready in just 48 hours. Ms. Joana has no idea how much she saved me during this difficult time in my life. With one of my daughters hospitalized and me lacking resources, Ms. Joana was a small light in my darkness. I can never thank her enough for her dedication to my case. Thank you very much, Ms. Joana Cândido.
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henrique gonçalves

25 June 2026

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Star Star Star Star Star
I want to express my deepest gratitude to the Poupança no Minuto team for the professionalism and availability shown throughout the entire process. Director João Lemos demonstrated extraordinary commitment, always attentive to defending my interests with persistence and always presenting the best possible solution. His financial and banking experience, seriousness, and leadership skills made all the difference. I recommend Poupança no Minuto without any reservation. An excellent service, provided by people who truly understand what it's like to be on the ground.
Step by step

How we save time for those who want to save money

1
2
3
1

Send Us Your Documentation

After sharing your documents, we will analyse and present you with the best credit and insurance proposals, completely adapted to your needs.

2

Relax, We Handle Everything

Once you choose the solution you like best, we take care of the entire process for you. From negotiations with banks and insurers to the conclusion of the contract.

3

Sign and Start Saving

Simple and fast, your credit or insurance will be ready in no time. You will only need to sign the final contract and start saving immediately!

💸

All this, at no cost

This entire service is free for you, as our commission is paid by partner banks and insurers. Total transparency, no hidden costs.

Differentials and values

Save more by saving here

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Agility

Save time

We find, quickly and efficiently, the best credit and insurance proposals, adapted to your needs. With us, you save time and secure the ideal conditions.

  • Bullet 1 Agent always available
  • Bullet 1 Clear and concise explanations
  • Bullet 1 Experts who simplify your journey.
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Transparency

Save frustrations

Our transparency ensures you always find the best conditions, without surprises. Know everything you need in a clear and honest way.

  • Bullet 1 Transparent credit conditions
  • Bullet 1 Impartial and honest opinions
  • Bullet 1 Total honesty in each proposal
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Complicity

Save headaches

We handle the entire research and negotiation process. While we deal with the details, you can dedicate your time to what really matters. Leave the stress with us!

  • Bullet 1 Close and personalised relationship
  • Bullet 1 Clear and empathetic communication
  • Bullet 1 Exclusive follow-up
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Adaptability

Save obstacles

We offer credit and insurance solutions adapted to your life. Whatever your profile or need, we always have a proposal that fits perfectly.

  • Bullet 1 Plans adjusted to your reality
  • Bullet 1 Flexible and personalised proposals
  • Bullet 1 Solutions that accompany each stage of life
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